Available Assistance

Available Financial Assistance

The Pell Grant is given with no repayment expected. This program is designed to provide a “floor” upon which other financial aid programs are built. Any student wishing to receive a Federal Pell Grant at this institution must meet the eligibility requirements established by the U.S. Department of Education. To receive a Federal Pell Grant a student must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA may be completed on-line at http://www.fafsa.ed.gov/. After the FAFSA has been processed by the Department of Education, a Student Aid Report (SAR) will be issued. This report will contain a number referred to as the EFC (Effective Family Contribution). The school uses this number to determine the amount of the student’s award. Full awards are made only if the student is attending a program of at least 900 clock hours. A student entering a program of less than 900 hours will receive a proportionately reduced award.

Direct Subsidized Stafford Loan*
A subsidized loan is awarded on the basis of need. A student may be eligible to request a maximum of $3,500 for the first year of undergraduate study. There is no interest charged while the student is in school at least half time, during the grace period and during authorized periods of deferment. Repayment usually begins six months after the borrower ceases to be enrolled in the program.

Direct Unsubsidized Stafford Loan*
An unsubsidized loan is not awarded on the basis of need, and the student is responsible for interest that accrues during in-school, deferment, grace, and repayment periods. The unsubsidized loan is the difference between the cost of attendance and other aid (including subsidized loan) not to exceed $5,500 for a dependent student and $9,500 for an independent student, for the first year of undergraduate study. Repayment usually begins six months after the borrower ceases to be enrolled in the program.

*Programs of less than 900 hours will be prorated down based on the number of hours in the student’s program.

Direct Parent Loan to Undergraduate Student (PLUS)
Plus loans are meant to provide additional funds to dependent students for expenses. Parents may borrow up to the cost of education, minus other aid received by the student. Repayment begins approximately sixty days after final loan disbursement is made, or parents may choose a deferment option by contacting the Direct Loan Servicing Center at 1-800-848-0979.

Interest Rates
Fixed rates as of July 1, 2016:
Subsidized: 3.76% Unsubsidized: 3.76% Plus Loan: 6.31%


Bureau of Vocational Rehabilitation (BVR)
Financial aid may be available from this local agency for students with physical, mental or emotional disabilities that present a handicap to employment. Contact your local or area Bureau of Vocational Rehabilitation office.

Trade Adjustment Assistance (TAA)
Assistance may be available for students who have lost jobs or had hours and wages reduced because of foreign trade. Contact your employer or a local Ohio Bureau of Employment Services office.

Workforce Innovation & Opportunity Act (WIOA)
Assistance may be available for students who are economically disadvantaged or dislocated workers. Call your local Job Store.

Department of Veterans Affairs (VA)
Federal training money is available to veterans of the U.S. Armed Services. For eligibility contact V.A. at 1-888-442-4551 or http://www.va.gov/benefits. Student must complete the appropriate application and then the Financial Aid Office will certify.

Chapter 30 – Montgomery GI Bill - Active Duty Educational Assistance
Period of Service: 7-1-85 to present.
Eligibility: Two or three year’s active duty; Honorable discharge; Eligible 10 years from date of separation.

Chapter 1606 – Montgomery GI Bill – Selected Reserve Educational Assistance
Eligibility: Student must be currently enrolled in a Selective Reserve program such as the National Guard or the Army Reserves.

Chapter 1607 – Reserve Education Assistance Program (REAP)
Eligibility: Available to certain reservists who were activated for a least 90 days after September 11, 2001.

Chapter 31 – Vocational Rehabilitation
Eligibility: Student must have a service related disability which the Department of Veterans Affairs has rated at least 10% compensable. There must be an employment handicap and generally the student must complete the program within 12 years from the notice of the disability rating.

Chapter 32 – Veterans’ Educational Assistance Program (VEAP)
Period of Service: 1-1-77 to 6-30-85.
Eligibility: Active duty for at least 181 days, contribution to the program and other than dishonorable discharge. Eligible 10 years from date of separation.

Chapter 33 – Post 911
A student must be attending a degree granting institution; however a student signed up for Chapter 33 can still attend an eligible program at Sandusky Career Center and be aid Chapter 30 Benefits.

Chapter 35 – Survivors’ and Dependents’ Educational Assistance
Eligibility: A child (under 26) or a spouse of a veteran who is 100% disabled or who died because of service related injuries.

Department of Defense Tuition Assistance (TA)
Assistance may be available to soldiers who wish to obtain post-secondary education. For more information please visit http://www.goarmyed.com/.
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